In this newsletter, I share content I bumped into the past month that’ll help you become more financially savvy. This is not financial advice, so please think through your situation before applying anything you read here. You're responsible for all your financial decisions. A Youtube Video from
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About This Series There's a misconception that starting a business is a sure way to make more money for less effort compared to working a job. Supposedly, if you just quit your job and start a business, within a very short time, you'll make millions and
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I’m writing this in 2023. For most readers (millennials and younger), the ongoing economic downtrend is probably your first time managing your finances during a bear market. Bitcoin lost half its market price from its peak. Axie, once a national sensation, is now irrelevant. The Philippine Stock Exchange Index
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As recently as 2016, salt lamps were considered luxurious items with high price tags of 4 to 15 thousand pesos per lamp. My wife saw that salt lamps were sold incredibly cheap wholesale, so we started a business around them. The Rise We sourced salt lamps from wholesalers at a
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I’ve noticed financial influencers are confident that there will be a recession ‘In’ 2023. In response, many are selling everything and planning to buy back at the bottom. But I would caution against acting on this thesis. It sounds plausible (and plausible mistakes are the most dangerous ones), but
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Many are unaware of how much fees from financial products cost over the long run. Just a 1% fee per annum can reduce your retirement net worth by 32%.
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Buffett made around 20% per annum his whole career. Hwang did above 40%. Who is the better investor?
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"I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for five years." - Warren Buffett
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Dividend stocks are seen as stable and reliable. However, there are exceptions. This article will talk about some ways that dividend stocks can fail.
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We're often advised to buy stocks at prices below fair value, but what does "fair value" mean, anyway?
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A common investing mistake is buying every company that looks cheap. Just because a company is priced at a 50% discount to your valuation does NOT mean you should immediately buy! What should you do instead?
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A health check-up inspects multiple body parts so that you can have a full understanding of how you're doing. Following the Triangulation Principle will help you do the same for your investments.